Banks, Borrowing & the Foreigner Tax

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A frank conversation with a Tokyo mortgage broker about which banks lend to non-residents, what rates to expect, and how to avoid the worst pitfalls.

Ep 19

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#mortgages #finance

Show notes

Permanent residency vs. spouse visa vs. tourist
Shinsei, Prestia, and the SBI question
Down payment expectations in 2026
Listener case study: a successful ¥18M loan

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The 3 Million Yen Farmhouse in Niigata

We tour a 120-year-old kominka with a hand-cut hinoki frame, talk through the renovation budget line by line, and ask whether snow country is really for you.

Apr 28, 2026

52 min

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